Last updated 29 September 2026
Appeal My Claim explains US health insurance appeal rights and deadlines, points to official sources and free help, and drafts appeal letters. The guidance was checked against HealthCare.gov, CMS, Medicare.gov, the US Department of Labor and state insurance departments in September 2026. Rules differ by plan and state and can change, so always follow the dates and instructions on your own denial notice.
It is general information, not legal or medical advice. Letters are drafts: you check them, edit them and decide whether to send them. Appeal My Claim never contacts an insurer, files an appeal or acts for you. For free help with your own case, contact your state insurance department, a consumer assistance program, 1-800-MEDICARE, or your state Medicaid agency.
You're welcome to use Appeal My Claim directly or through an assistant such as Claude, ChatGPT or Meta AI. Please don't copy its answers or data in bulk, rebuild or resell it as a competing service, or work around its rate limits. For bulk access or a licence, write to appealmyclaim@goodturnstudio.com first.
It is not affiliated with any government agency or insurer. The service is free and provided as it is. To the extent the law allows, we are not liable for decisions made using it. Contact: appealmyclaim@goodturnstudio.com
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